After the people had all emerged into the Fourth, or White World, they saw the water continuing to rise in the Third World beneath them. Big Water Creature pushed her head through the opening in the reed. Her curly hair floated on the water, and lightning flashed from her black horn and her yellow horn. First Man asked Big Water Creature why she had come. She said nothing. But the Coyote named First Angry came forward wearing his skin coat. He said "Perhaps it is because of this," and drew the two babies from under his coat. Turquoise Boy took a basket and filled it with turquoise. On top of the turquoise he placed the blue pollen from blue flowers and yellow pollen from the corn, and pollen from water flags, and on top of these he placed the crystal, which is river pollen. This basket he gave to Coyote, who put it between the horns of the Big Water Creature, and on the basket he placed the two children. The Big Water Creature disappeared down into the reed, and the water with her.
They saw that they were on an island in the middle of a bubbling lake, surrounded by high cliffs. At first the people could not find a way to get across the water to the shore. They called on Water Sprinkler to help them. He had brought four great stones with him from the Third World. He threw one to the east. When it hit the cliff wall, it broke a hole through it, and water began to flow out of the lake. He threw a stone to the south. He threw one to the west. And to the north he threw one. Each stone created a hole in the cliff, and the water of the lake became lower. A lane now connected the island to the shore to the east, but it was deep with mud. The people called on Níłchʼi Dilkǫǫh, Smooth Wind, to help them. He blew steadily for a long time, and finally the people were able to leave the island.
First Man and First Woman built a hogan to live in. It was not like a hogan of today. First Man dug a shallow pit in the earth and placed poles in it. For the main poles he used two parts of the Black Bow, Ałtį́į́ʼ Diłhił. One pole he cut from the Male Reed. One pole he cut from the Female Reed. The structure was covered with earth and grass. First Woman ground white corn and they powdered the poles and sprinkled corn meal inside the dwelling from East to West. First Man said, "May my home be sacred and beautiful, and may the days be beautiful and plenty." This was the first hogan-raising ceremony.